Spend Less on Your Auto Insurance

Paying high premiums for auto insurance month after month can be rough on your bank account. But it is possible to find cheap car insurance. With proper research and the assistance of your insurance agent, you can purchase a cheaper auto insurance policy that still fits your needs.

The best way to begin your price hunt is to ask your agent to request insurance quotes from several different companies. Then together, you can compare the quotes side-by-side to determine the cheapest policies and the coverage they offer. Keep in mind that there is a variety of factors that contribute to auto insurance premiums, some of which are listed below.

• Area of residence: If you live in a statistically accident-prone area, your premiums could go up. Cities tend to contain more fender bender-type accidents, whereas rural areas contain more severe accidents due to the higher speeds on the open highways.
• Your car: Older vehicles can be insured for less, while more expensive cars tend to have matching insurance rates.
• Young driver discounts: Some companies offer discounts to young drivers, such as students with a high GPA. These discounts, when offered, can save a lot of money over time.
• Matured driver and retired discounts: Some companies offer discounts to retirees to lower the rates for senior citizens.

There are many other discount options and factors that affect auto insurance rates, so it’s best to educate yourself by doing research and talking to your insurance agent. Be sure to ask about any discounts or promotions to get the best deal possible. By knowing the factors that contribute to rising rates, you can plan according to what you consider most important—and that adds the most value to your life!

Wessell Insurance are the proven leaders in SR22/FR44 insurance.  Call 866-663-7561 for a quote.