North Carolina increases State Required Minimums for Auto Insurance and Non-Owner Policies.

As of July 1 2025 the state required mandatory minimum auto insurance liability limits in North Carolina will increase.  Currently you must carry $30k in Bodily Injury (BI) per person, $60k in Bodily Injury (BI) per accident, $25k in Property Damage (PD) of Liability Coverage along with Uninsured Motorist (UM) Liability Coverage of  $30000 Bodily Injury (BI) per person, $60000 Bodily Injury (BI) per accident and $25000 Property Damage (PD).  On July 1, 2025 the minimum requirements will increase to $50k BI per person $100k BI per accident and $50k PD along with Uninsured Motorist limits of $50k BI per person, $100k BI per accident and $50k PD.  North Carolina remains the only state which requires proof of insurance to obtain a NC drivers license.  If you don’t own a vehicle, the non-owner liability policy meets state requirements.  The DL123 form is proof of insurance provided by insurance company to show the DMV in order to obtain your North Carolina drivers license.  Wessell Insurance can provide you with a DL 123 form in minutes.  Call us at 866 663 7561 we can answer all your questions and provide you with the cheapest options to get your NC license today.  Call Wessell Insurance Services today at 866 663 7561 to get a fast free quote or CLICK HERE to fill out an online quote form.